Protecting your family’s future

When you're busy with your everyday demands, it's hard to think about what might happen well into the future—or even next year. But as vague and unknown as "the future" may be, you want to make sure that your family members get there safely and securely. 

One key thing you can do now is to consider signing up for life insurance to help secure their financial well being. If you already have a life insurance policy, it may be time for an update. Does your policy still provide the protection you need to cover your financial responsibilities today and tomorrow?

How can life insurance help me?

Life insurance can help protect your family members by easing the financial hardships that will likely result from your unexpected death. It can:

• immediately give them the money they need to take care of daily expenses—mortgage or rent payments, groceries, and utility bills—and keep moving ahead, 
• cover your final bills for medical and funeral expenses, and
• provide your children with a legacy fund for their education.

We know money won’t fix everything, but wouldn’t it be nice to know that the people you love would have one less thing to worry about when you can’t be there?

How much life insurance do you need?

Your employer's life insurance plan may give you a choice of several different coverage amounts—each with a different monthly cost.

To decide how much life insurance coverage to provide for your family members, you’ll want to look at how much they will need to cover housing costs, car payments, credit card debt, personal loans, health care costs, and education expenses. 

The online life insurance calculator created by LifeHappens.org can help you calculate the amount of coverage that best fits your needs.

To find out if your company offers life insurance for its employees, check with your benefits administrator today.